Equipment Loan

What is an Equipment Loan?

turned-on circular saw
turned-on circular saw

An equipment loan is designed to empower businesses by providing the funding needed to purchase essential tools, machinery, or technology that drive growth and success. Whether you need construction equipment to complete large-scale projects, office tools to enhance productivity, or specialized machinery to streamline operations, our equipment loans are here to support your business goals.

With flexible terms and a straightforward process, we make it easier for you to acquire the equipment your business needs to stay competitive and thrive.

Why Choose Our Equipment Loan?

  • Fast Approval: Get the funds you need quickly to keep your business running smoothly.

  • Flexible Terms: Loan terms tailored to fit your budget and business needs.

  • Collateral-Based: In most cases, the equipment itself serves as collateral.

Eligibility Requirements

  • Registered Business: Provide proof of business registration and a valid license.

  • Operational History: Be in business for at least 6 months, or present a strong startup plan.

  • Revenue: Show a minimum monthly gross revenue of $5,000 with 3–6 months of bank statements.

  • Loan Purpose: Document the equipment you intend to purchase and its business use.

  • Identification: Submit a government-issued ID and your EIN or TIN.

  • Financials: Provide recent tax returns, profit/loss statements, or balance sheets.

  • Collateral: The equipment may serve as collateral; additional assets may be required for larger loans.

To qualify, you need:

How To Apply

Complete this form with accurate business information and upload all required documents. Once submitted, our team will review your application and contact you within 2–3 business days.